Unleash the Power of Global Banking Infrastructure

Our secure cross-border solutions empower individuals, startups, and enterprises worldwide.

Cross Border payments infrastructure

Smart businesses choose Cosmopolitan Trust Bank

From entrepreneurs to global corporations, our clients rely on CTB to simplify their international banking needs. We make it easy to send, receive, and manage funds securely across borders.

Visa Mastercard American Express
SWIFT
Microsoft Azure
Amazon Web Services
Stripe
PayPal
Marriott International
IBM

Fuel growth at every stage with customized financial solutions

PS Homepage Startups
Startups

Simplify your global payments with our multi-currency accounts and payment links. Accelerate your growth and receive payments anywhere in the world.

Discover our startup product suite
PS Homepage Mid Size Companies
Mid-size companies

Take control of your expenses with integrated account management and corporate card tools — perfect for scaling operations efficiently.

Discover our mid-size product suite
PS Homepage Enterprise
Enterprises

Navigate international markets confidently with advanced treasury, liquidity, and risk management tools designed for complex operations.

Discover our enterprise product suite
Experience Borderless Banking with CTB

Stay connected to your accounts anywhere with our secure online and mobile platforms. Monitor, invest, and transact globally — anytime, anywhere.

Borderless Banking

Built on trust, transparency, and global compliance

Cosmopolitan Trust Bank upholds the highest international banking standards, ensuring all client transactions meet regulatory requirements in every region we operate. Our operations are rooted in integrity, safety, and accountability.

Brazil flag
Brazil
United Kingdom
South Africa
Canada flag
Canada
United States
UAE (DFSA)
China flag
China
South Korea flag
South Korea
Malaysia flag
Malaysia
Philippines flag
Philippines
Thailand flag
Thailand
India flag
India
Japan flag
Japan
Nepal flag
Nepal
Spain flag
Spain
Italy flag
Italy
Israel flag
Israel
France flag
France
Russia flag
Russia
Ukraine flag
Ukraine
Poland flag
Poland
Egypt flag
Egypt
Switzerland flag
Switzerland
Argentina flag
Argentina

Global reach. Local expertise. Borderless opportunity.

Manage, invest, and transfer funds globally with full transparency and control. Cosmopolitan Trust Bank empowers clients in over 190 countries through trusted cross-border payment and investment systems.

190+

Countries served

50+

Local account regions

10B+

In processed payments annually

30%

Faster processing speed

40%

Lower transfer costs on average

Globe Canvas

Trusted by innovators and industry leaders

Visa, Mastercard, American Express
SWIFT
Microsoft Azure
Amazon Web Services

Your security is our highest priority

Data protection compliant

Fully compliant with GDPR, CCPA, and global data standards. Every transaction and account is secured through multi-layer encryption, strict regulatory compliance, and continuous system monitoring.

Safeguarding Customer Funds

Client funds held in segregated, safeguarded accounts. Real-time fraud detection and risk prevention systems. Licensed under international electronic money regulations. We take data protection and fund safety seriously.

Experience the Future of Global Banking

Join thousands of individuals and businesses who trust Cosmopolitan Trust Bank for their financial growth, offshore solutions, and global transactions.

Experience the Future of Global Banking

Today's Rates

Online Personal Checking

$100 minimum opening balance
0.05% APY
Open an Account →

Online Personal Savings

$250 minimum opening balance
Up to
3.30% APY
Open an Account →

Online Personal 12 Month CD

$5,000 minimum opening balance
3.00% APY*
Open an Account →

*Annual Percentage Yields (APYs) are accurate as of 11/04/2025.

Your interest rate and APY may change after the account is opened. Account is subject to early withdrawal penalty. Fees could reduce earnings on the account.

Additional terms and conditions may apply. Please see our account disclosure for more details.

Online application is subject to approval. Restrictions and limitations apply. Local branches may offer different products with varying terms and conditions.

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Managing FX Risk with Currency Hedging
Solving FX Liquidity Issues With Peer-to-Peer Currency Marketplaces
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Solving Liquidity Challenges in Emerging Markets
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Smarter Cross-Border Transfers with CTB FX Tools