Global Banking. One Seamless Platform.
From daily banking to wealth management, Cosmopolitan Trust Bank delivers secure, borderless, and technology-driven financial solutions for individuals, businesses, and institutions worldwide.
🏦 Accounts
Checking Accounts
Everyday banking made effortless — manage deposits, payments, and transfers anywhere, anytime.
- Real-time balance updates
- Contactless & mobile wallet support
Savings Accounts
Save securely and earn competitive rates while keeping global access to your funds.
- Tiered interest options
- Instant transfer flexibility
Business Accounts
Built for global entrepreneurs with multi-currency and offshore compliance tools.
- USD/EUR/GBP/Naira support
- Integrated invoicing & payroll
💳 Credit & Debit Cards
Physical, virtual, and travel cards engineered for global acceptance and total control.
- Instant virtual issuance for online use
- 0% foreign transaction fees on premium tiers
- Real-time spend notifications
- AI-driven fraud protection
Prepaid & Travel Cards
Perfect for international travelers with multi-currency loading and instant freeze/unfreeze.
- Cashback on foreign spend
- In-app controls & tracking
💼 Loans & Financing
Personal Loans
Fast, flexible, and transparent lending designed for your life goals.
- Personal, auto, and education loans
- No hidden fees, no early repayment penalties
Mortgage Loans
Finance your property locally or offshore with competitive rates.
- Fixed & adjustable options
- Real-time tracking and digital documentation
Business Loans
Empower growth with working capital, trade, or asset financing.
- Short-term and long-term options
- Fast approval process with flexible repayment
💹 Investments & Wealth
Empowering your portfolio with institutional-grade tools, insights, and security.
Global Investments
Trade stocks, bonds, ETFs, futures, and crypto—all in one secure platform.
- Access 190+ markets
- Smart allocation & rebalancing tools
Wealth Management
Tailored portfolio management for high-net-worth clients.
- Risk profiling
- Tax and estate planning
- Personal advisory
Financial Advisory
Dedicated advisors for strategic and global financial guidance.
- Treasury & liquidity management
- Offshore corporate structuring
🌍 International & Offshore Banking
Expand your reach with compliant, secure offshore accounts and global payments.
- Open multi-currency offshore accounts
- Access SWIFT, SEPA, and blockchain-enabled rails
- Automate cross-border transactions in 50+ currencies
- Dedicated relationship managers and reporting tools
📱 Mobile & Online Banking
Your entire bank—on your phone, tablet, or laptop.
- Biometric login & 2FA
- Instant payments & transfers
- Customizable dashboard & notifications
- Real-time transaction tracking
💖 Giving Back with Cosmos Charity Home
Through the Cosmos Charity Home, we provide education, food, and shelter for orphans and vulnerable communities across the globe. Your banking helps us make a difference—1% of CTB's annual profits support humanitarian projects.
Visit Charity Page →Why Choose Cosmopolitan Trust Bank
🌐 Licensed in multiple jurisdictions
Operate with confidence across global markets with full regulatory compliance.
🔒 End-to-end encryption & AI-driven fraud protection
Your data and funds are protected with military-grade security standards.
💬 24/7 multilingual global support
Get help anytime, anywhere, in your preferred language.
💼 Dedicated relationship managers
Personalized service for premium clients and businesses.
📊 Smart dashboards & financial insights
Make informed decisions with real-time analytics and reporting.